If you have a Starter or Pro plan, you can use the fmcloud.fm Admin Console, which will give you more options.
The documentation can be found here: https://www.fmcloud.fm/fmcloud-fm-admin-console/
But you can still use the native Admin console
To download a database file from the FileMaker Server Admin Console:
- open the admin console at https://<your-subdomain>.fmcloud.fm/admin-console
- authenticate using your FileMaker Server login/password
- go to Databases
- close the file using the contextual menu
- once the file is closed, select Download from the same menu
- since FileMaker Server 19, the download does not start immediately, you need to go to the notification menu on the upper right corner.